Couple celebrating receiving home keys
Personal Advice • Part of Mortgage Advice Bureau

Mortgage Advice You Can Trust

Helping You Find the Right Mortgage with Confidence

Whether you're buying your first home, moving house, remortgaging, or investing in property, I'm here to make the mortgage process clear, straightforward and stress-free.

12,000+ Mortgages
90+ Lenders
Friendly Personal Guidance
12,000+
Mortgage Products
90+
UK Lenders
Personal
Tailored Advice
End-to-End
Application Support
Mortgage Advice Bureau modern reception and office environment
Andy Thomas, mortgage adviser

National Strength, Local Care

Mortgage Advice Bureau Partner

Mortgage Advice Made Personal

Buying a home or arranging a mortgage can feel like a lot to take on. My role is to make the process clearer, more straightforward and less stressful — for you.

Whether you're buying your first home, moving house, remortgaging or investing in property, I'll take the time to understand your circumstances and help you understand your options. No jargon. No pressure. Just honest, straightforward advice.

As part of Mortgage Advice Bureau, I have access to a wide range of mortgage options from over 90 lenders and more than 12,000 mortgage products — giving you national market access with personal, one-to-one advice.

Tailored to Your Circumstances
Plain English Advice

How Can I Help?

I provide comprehensive mortgage advice across every stage of your home ownership and property investment journey.

First-Time Buyer Mortgages

Buying your first home is exciting, but it can also feel overwhelming. I'll explain the process in plain English, help you understand your borrowing options, and support you from your initial application right through to completion.

Get Started

Home Mover Mortgages

Moving home involves many decisions. I'll compare mortgage options, help you understand your affordability, and work to secure a competitive deal that suits your new circumstances.

Explore Moving Deals

Remortgaging

Whether your current deal is ending, you're looking to reduce your monthly payments, or you want to release equity from your property, I'll review the market and recommend suitable options based on your needs.

Review Your Deal

Buy-to-Let Mortgages

Whether you're purchasing your first investment property or expanding your portfolio, I offer specialist buy-to-let mortgage advice and can help you understand the options available to you.

Investor Guidance

Self-Employed Mortgages

If you're self-employed, a contractor, or have a complex income, I understand the additional challenges. I'll help present your application effectively and identify lenders who are experienced with non-standard income.

Self-Employed Advice

Complete Financial Protection

Ensure your mortgage and loved ones are fully protected with Life Insurance, Critical Illness Cover, and Income Protection tailored for peace of mind.

View Protection Options

Protecting What Matters Most

A mortgage is one of the biggest financial commitments you'll ever make. Protecting your home, your income and the people who depend on you can be just as important as finding the right mortgage.

Life Insurance

Helps ensure your mortgage can be paid off or your family supported if the worst should happen.

Critical Illness Cover

Provides a lump sum payment if you are diagnosed with a specified serious illness during the policy term.

Income Protection

Replaces a portion of your income if you are unable to work due to illness or injury.

Home & Landlord Insurance

Safeguard your property structure and belongings against unforeseen damage or loss.

Talk to Us About Protection
Family relaxing comfortably on sofa in bright home

How Much Could I Borrow?

Get an indication of how much you may be able to borrow and what your estimated monthly repayments might look like based on your circumstances.

Estimated Monthly Payment
£1,417
Loan Amount Required
£255,000
Note: Figures provided are for illustrative purposes only. Actual borrowing limits and monthly payments will depend on individual income, commitments, credit assessment and specific lender criteria.

Mortgage Advice Without The Jargon

I'll guide you through every step, keeping things clear, simple and transparent.

1

Tell Me About Your Plans

I'll take the time to understand your individual circumstances, budget and what you're hoping to achieve.

2

Explore Your Options

I'll search over 12,000 mortgages from 90+ lenders to identify and explain the most suitable options for your situation.

3

Apply With Confidence

I'll handle the paperwork and guide you through the official application process with the chosen lender.

4

Stay Supported

I'll liaise with lenders and solicitors, keeping you updated right through to completion and beyond.

Let's Talk About Your Mortgage

Whether you're taking your first step onto the property ladder, moving home, remortgaging or looking for protection advice, I'm here to help — just get in touch.

Direct Telephone 07481 435990
Email Address andrew.thomas@mab.org.uk

Start a Mortgage Enquiry

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Book an Appointment

Choose a convenient time slot below to request a callback or virtual meeting with Andy.

Monday
10:00 AM
Tuesday
02:00 PM
Wednesday
11:30 AM
Thursday
03:30 PM
Friday
09:30 AM
Saturday
10:30 AM
Call Andy Get Advice